{"id":341,"date":"2026-05-23T09:11:47","date_gmt":"2026-05-23T09:11:47","guid":{"rendered":"http:\/\/ckls-dev.flexdev-solutions.com\/?p=341"},"modified":"2026-05-23T09:11:47","modified_gmt":"2026-05-23T09:11:47","slug":"branch-manager","status":"publish","type":"post","link":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/2026\/05\/23\/branch-manager\/","title":{"rendered":"Branch Manager"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>C.K.L.S Finance Plc<\/strong> is seeking an experienced, high-integrity leader to serve as <strong>Branch Manager<\/strong>. This is a pivotal role within our organization, responsible for the total success of a branch office, including its financial performance, staff development, and community impact. The Branch Manager is the primary guardian of our institutional values and the driving force behind our commitment to responsible lending and ESG (Environmental, Social, and Governance) standards.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Role Purpose<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Branch Manager is responsible for the overall administration, business growth, and risk management of the branch. You will lead a multidisciplinary team of credit, accounting, and administrative professionals to achieve institutional targets while ensuring that all operations adhere to the highest ethical and regulatory standards.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Responsibilities<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Strategic Branch Leadership:<\/strong> Develop and execute the annual branch business plan, ensuring that growth targets for loan portfolios and client acquisition are met with quality and sustainability.<\/li>\n\n\n\n<li><strong>Credit Portfolio Oversight:<\/strong> Act as the final branch-level authority on credit decisions. Ensure all loans are appraised using the <strong>5Cs (Character, Capacity, Capital, Collateral, Conditions)<\/strong> framework and that the branch maintains a healthy <strong>Portfolio at Risk (PAR)<\/strong>.<\/li>\n\n\n\n<li><strong>Operational Excellence:<\/strong> Oversee all daily branch operations, ensuring 100% compliance with NBC regulations, internal policies, and the <strong>Credit Analysis Operations Manual<\/strong>.<\/li>\n\n\n\n<li><strong>Risk &amp; Arrears Management:<\/strong> Proactively manage the branch\u2019s credit risk. Lead the implementation of the <strong>4Rs (Re-payment, Rehabilitation, Re-scheduling, Re-phasing)<\/strong> to support clients in difficulty and protect institutional assets.<\/li>\n\n\n\n<li><strong>Staff Management &amp; Development:<\/strong> Build a high-performing branch team through effective recruitment, training, and performance evaluations. Foster a culture of professional growth, discipline, and mutual respect.<\/li>\n\n\n\n<li><strong>Community &amp; Stakeholder Relations:<\/strong> Represent C.K.L.S Finance Plc as a local leader. Build strong relationships with local authorities, community members, and stakeholders to enhance the institution&#8217;s brand and social impact.<\/li>\n\n\n\n<li><strong>Financial &amp; ESG Reporting:<\/strong> Ensure accurate and timely reporting of branch financial performance and social impact metrics. Lead the implementation of environmental and social policies at the local level.<\/li>\n\n\n\n<li><strong>Internal Controls &amp; Security:<\/strong> Maintain strict oversight of cash management, data security, and physical branch safety to prevent fraud and operational errors.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Required Qualifications &amp; Skills<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Education:<\/strong> Bachelor\u2019s or Master\u2019s degree in Banking, Finance, Business Administration, or a related field.<\/li>\n\n\n\n<li><strong>Experience:<\/strong> Minimum of 5\u20137 years of experience in the banking or microfinance sector, with at least 3 years in a leadership or managerial position.<\/li>\n\n\n\n<li><strong>Technical Mastery:<\/strong> Deep knowledge of credit analysis, risk management, and the regulatory environment in Cambodia.<\/li>\n\n\n\n<li><strong>Leadership:<\/strong> Strong ability to inspire and lead a team toward shared goals while maintaining high levels of staff morale and accountability.<\/li>\n\n\n\n<li><strong>Decision-Making:<\/strong> Excellent problem-solving skills and the ability to make sound financial and operational judgments under pressure.<\/li>\n\n\n\n<li><strong>Integrity:<\/strong> A spotless professional reputation and a deep commitment to ethical finance and transparent governance.<\/li>\n\n\n\n<li><strong>Communication:<\/strong> Fluent in Khmer and proficient in English; exceptional interpersonal and negotiation skills.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why Join C.K.L.S Finance Plc?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Empowered Leadership:<\/strong> Lead a branch within a governance structure that values professional autonomy and technical excellence.<\/li>\n\n\n\n<li><strong>Comprehensive Benefits:<\/strong> Competitive executive-level salary, performance-based bonuses, seniority pay, and automatic insurance coverage for you and your family.<\/li>\n\n\n\n<li><strong>Social &amp; Environmental Mission:<\/strong> Lead a team that actively integrates ESG standards into its business model, contributing to a greener and more inclusive economy.<\/li>\n\n\n\n<li><strong>Professional Legacy:<\/strong> Play a key role in the expansion and success of an institution dedicated to the rehabilitation and financial empowerment of Cambodian communities.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to Apply<\/strong> Qualified candidates who are ready to lead with integrity and excellence are invited to submit their CV and a Cover Letter to our Human Resources Department. Join C.K.L.S Finance Plc and lead our mission at the community level.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C.K.L.S Finance Plc is seeking an experienced, high-integrity leader to serve as Branch Manager. This is a pivotal role within our organization, responsible for the total success of a branch office, including its financial performance, staff development, and community impact. The Branch Manager is the primary guardian of our institutional values and the driving force [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,9],"tags":[],"class_list":["post-341","post","type-post","status-publish","format-standard","hentry","category-careers","category-job-opportunity"],"_links":{"self":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts\/341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/comments?post=341"}],"version-history":[{"count":1,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts\/341\/revisions"}],"predecessor-version":[{"id":342,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts\/341\/revisions\/342"}],"wp:attachment":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/media?parent=341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/categories?post=341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/tags?post=341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}