{"id":403,"date":"2026-06-18T10:06:05","date_gmt":"2026-06-18T10:06:05","guid":{"rendered":"https:\/\/ckls-dev.flexdev-solutions.com\/?p=403"},"modified":"2026-06-18T10:34:49","modified_gmt":"2026-06-18T10:34:49","slug":"our-strategic-partnership-c-k-l-s-finance-plc-oxfam-international","status":"publish","type":"post","link":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/2026\/06\/18\/our-strategic-partnership-c-k-l-s-finance-plc-oxfam-international\/","title":{"rendered":"Our Strategic Partnership: C.K.L.S Finance Plc. & OXFAM International"},"content":{"rendered":"\n

Advancing Climate Resilience through Inclusive Green Finance<\/strong><\/p>\n\n\n\n

At C.K.L.S Finance Plc., we recognize that climate change poses an immediate threat to the livelihoods, economic security, and well-being of communities across Cambodia. To address this challenge head-on, we have joined forces with OXFAM International<\/strong> under the “Resilience for All” (CREFA)<\/strong> initiative.<\/p>\n\n\n\n

Through this groundbreaking partnership, we blend OXFAM\u2019s global expertise in economic justice with our local financial network to drive an equitable, green economic transition. Together, we are embedding environmental sustainability directly into the heart of our lending operations\u2014ensuring that small-scale producers, vulnerable families, and micro-entrepreneurs have the resources to build a climate-defying future.<\/p>\n\n\n\n

The Blueprint of Our Action: The “Green Loan Playbook”<\/strong><\/p>\n\n\n\n

As part of our commitment to responsible lending, C.K.L.S Finance Plc. utilizes the Green Loan Playbook<\/strong>, a cutting-edge framework developed in collaboration with OXFAM. This toolkit empowers our institution to:<\/p>\n\n\n\n

    \n
  1. Identify and Assess Climate Risks:<\/strong> Proactively evaluating how environmental shifts affect our clients’ farms and small businesses.<\/li>\n\n\n\n
  2. Mitigate Vulnerabilities:<\/strong> Structuring financial products that reduce systemic environmental impacts.<\/li>\n\n\n\n
  3. Deploy Capital Responsibly:<\/strong> Directly tracking and ensuring that financed projects actively contribute to a greener Cambodia.<\/li>\n<\/ol>\n\n\n\n

    Driving Impact: The C.K.L.S Green Loan Program<\/strong><\/p>\n\n\n\n

    Our Green Loan<\/strong> product portfolio is specifically designed to provide low-barrier, affordable capital to individuals and small-to-medium enterprises (SMEs) looking to pivot toward eco-friendly practices. We provide flexible financing models built around local agricultural and income cycles.<\/p>\n\n\n\n

    Key Areas Financed by C.K.L.S Green Loans:<\/strong><\/p>\n\n\n\n

      \n
    • Climate-Smart & Sustainable Agriculture:<\/strong> Funding for conservation and regenerative farming techniques, drought-resilient crop varieties, and soil protection infrastructure to secure Cambodia\u2019s food systems.<\/li>\n\n\n\n
    • Renewable Energy & Efficiency:<\/strong> Capital for household and commercial solar PV systems, solar-powered water pumps for eco-friendly irrigation, and energy-efficient retrofits that lower utility costs.<\/li>\n\n\n\n
    • Waste Management & Circular Economy:<\/strong> Financing for local eco-tourism initiatives, clean waste management systems, pollution prevention equipment, and certified green building modifications.<\/li>\n\n\n\n
    • Eco-Friendly Logistics:<\/strong> Affordable credit for green transportation transitions and climate-resilient cold-storage facilities along the agricultural value chain.<\/li>\n<\/ul>\n\n\n\n

      Dual-Pillar Framework: Social Justice Meets Eco-Financing<\/strong><\/p>\n\n\n\n

      The Pillars<\/strong><\/td>How C.K.L.S, OXFAM, and Green Loans Deliver<\/strong><\/td><\/tr>
      Climate Change Adaptation<\/strong><\/td>We provide the financial cushion vulnerable communities need to survive severe weather shifts, droughts, and flash flooding, ensuring their livelihoods remain unbroken.<\/td><\/tr>
      Gender Equality & Inclusion<\/strong><\/td>True climate justice must be inclusive. In collaboration with OXFAM, our Green Loans prioritize funding for women-led agricultural cooperatives and marginalized micro-entrepreneurs.<\/td><\/tr>
      Portfolio Risk Shielding<\/strong><\/td>By transitioning our clients toward sustainable, climate-adapted business models, we simultaneously secure a healthier, more resilient financial portfolio for our stakeholders.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      The Green Growth Promise<\/strong><\/p>\n\n\n\n

      “For C.K.L.S Finance Plc. and OXFAM International, green finance is more than an operational guideline\u2014it is a promise of equity, economic empowerment, and survival. By matching microfinance with sustainable climate action, we ensure that as Cambodia grows, no community is left behind in the face of a changing planet.”<\/p>\n\n\n\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

      Advancing Climate Resilience through Inclusive Green Finance At C.K.L.S Finance Plc., we recognize that climate change poses an immediate threat to the livelihoods, economic security, and well-being of communities across Cambodia. To address this challenge head-on, we have joined forces with OXFAM International under the “Resilience for All” (CREFA) initiative. Through this groundbreaking partnership, we […]<\/p>\n","protected":false},"author":1,"featured_media":404,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,6],"tags":[],"class_list":["post-403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-internal-partners","category-partners"],"_links":{"self":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts\/403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/comments?post=403"}],"version-history":[{"count":2,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts\/403\/revisions"}],"predecessor-version":[{"id":438,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/posts\/403\/revisions\/438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/media\/404"}],"wp:attachment":[{"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/media?parent=403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/categories?post=403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ckls-dev.flexdev-solutions.com\/index.php\/wp-json\/wp\/v2\/tags?post=403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}