Toward Leading Sustainability institution (Invest for a Sustainable Earth).

Providing to the business customers with environmental and social standards to have sufficient fund for utilizing in green, social, sustainability and sustainability-linked sectors.

C.K.L.S Finance Plc always pays careful attention to and adheres to the principles of good ethics, professionalism, society, law and environment and the Cambodian Sustainable Finance Principles (CSFP), as well as its commitment to providing loans to customers who consider nature, the environment and society.

Special Features

  • Loan tenure up to 4 years or more
  • Interest rate per annum from:
    • KHR: 18%
    • USD: 18%
  • Loan repayment methods can be flexible according to customers’ requirements and agreements.

Customer Requirements

  • Individual Borrower
    • Have permanent residence and identification documents
    • Have legal business and documents
    • Have a business plan or project clearly
    • Have own capital at least 20%
    • Have collateral

Eligible Criteria

Sustainability Loan includes Green Loan, Wash and Sanitation Loan and Agricultural Loan. Customers or companies/enterprises who need to utilize the loan according to the purposes in the following priority sectors:

Green Loan

  • Clean transportation
  • Sustainable water and wastewater management
  • Climate change adaptation
  • Pollution prevention and control

Special Features

  • Up to USD 2,500 
    • 3 days maximum to get a loan 
    • Flexible duration and repayment plan

Benefits

  • Possible to get several loans in parallel
  • Convenient loan repayment options: C.K.L.S Finance Plc branches, more than 10,000 Wing and App bank partners (ABA bank, Sathapana Bank, Wing Bank and AMK bill payment)True agents, and C.K.L.S Finance Plc field staff.
  •  Access to financial literacy and Agricultural training
  • Entitle to Loan Repayment Insurance
  • Accept all types of collateral certificates as well as third party collateral

Customer Requirements

You need one of the following documents:

  • Nationality Identity Card (still valid) or
  • Passport (still valid) or
  • Family book (only the head of the family with photo)
  • Birth certificate
  • Residence book (only for the head of the family)
  • Business Related Document (If Available)
  • Collateral (Hard or Soft Title)
  • In case of using any of the above official documents, other additional documents can be obtained as follows (if any)

contact_support For services requirements and more information, please contact your nearest C.K.L.S Finance Plc ‘s branch nationwide or our Call Center : 086256425