Our financial records are maintained according to CIFRS for SMEs standards. We undergo regular audits to ensure our solvency ratios and financial health are accurately reported and professionally managed.
Our Governance Philosophy
“Compliance is not just a legal requirement at C.K.L.S Finance Plc; it is a core pillar of our professional identity. By aligning with the MoC, MoLVT, GDT, and ACAR, we provide our clients and shareholders with the security of a fully regulated and ethical financial partner.”
II. Staff Excellence Program (កម្មវិធីលើកទឹកចិត្តបុគ្គលិក)
We believe that a motivated team provides the best service. Our monthly recognition programs ensure that our staff remains the most professional in the industry.
- Employee of the Month (បុគ្គលិកឆ្នើមប្រចាំខែ): Awarded to the staff member who achieves the highest scores in Customer Satisfaction and Policy Compliance.
- Top Loan Recovery Officer: Recognized for maintaining a near-zero delinquency rate while helping clients manage their finances responsibly through digital tools.
- Service Integrity Award: Given to team members who demonstrate exceptional honesty and transparency, as verified by our Customer Feedback Forms.
1. Our Commitment to Quality (ការប្តេជ្ញាចិត្តចំពោះគុណភាព)
“Recognition at C.K.L.S Finance Plc is not just about a trophy; it is a testament to our six share
